Personal Finance & Beyond
Your Money.
Your Lifestyle.
A FinTech super-app for those who expect more. AI- powered personal finance app for managing and growing your finances, premium shopping, experiencing exclusive media, attending elite physical & virtual events, and more.

EVERYTHING YOU NEED
FINTECH that actually works for you
We rebuild personal finance from scratch for the Nigerian premium customers...
no legacy limitations, no hidden fees, no friction
The social Fintech for the bold
IT IS NOT JUST A MONEY APP. Whether you're seeking inspiration, discovery, or indulgence, XCLUSIV is your digital gateway to a world without boundaries. Welcome to the pinnacle of good living.

ACCOUNT TIER
Pick your tier
Start free. Upgrade as your ambitions grow. Every tier includes the core Xclusiv fintech experience
Xclusiv Burgundy
Free
No monthly fee
-
NGN account
-
Free Xclusiv to Xclusiv transfer
-
Bill payment, data & airtime
-
Budgeting & insights
-
Basic savings
-
Tax calculation
MOST POPULAR
Xclusiv Plus
NGN 3,500
per month
-
Everything in Starter
-
Xclusiv Tv (basic)
-
Xclusiv events
-
cryptocurrency wallet
-
Priority customer support
Xclusiv Black
NGN 12,000
per month
-
Everything in Plus
-
5% cashback on lifestyle spend
-
Dedicated relationship manager
-
Xclusiv TV (full access)
-
Free delivery on some shopping
-
Cocietge & lifestyle services
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Airport lounge access
USERS' STORIES
Built for people like you
Adeaza G.
Creative Director, Lagos
“I moved from three different banking apps to just using xclusiv. The crypto wallet saved me the stress of using multiple apps to invest in crypto. everything works"
Emeka K.
Tech Professional, Abuja
“The personal AI adviser caught that I was spending NGN240,000 a month on food delivery I barely noticed. That single insight made me rethink my budget. this is financial App that actaully thinks"
Ayman Mohd.
Investment Banker, Lagos
“Getting the black card was the moment I reralised I'd outgrow regular banking apps, lounge acess, the concierge service... this is the lifestyle. product Nigerian professionals deserve"

Step into the MONEY world where exclusivity meets intelligence. XCLUSIV isn’t just a financial app. It’s your personal AI concierge, designed to anticipate your desires and elevate every moment of your lifestyle. From fashion and entertainment to extraordinary travel and VIP events, XCLUSIV curates experiences tailored to your unique taste, preferences, and passions.
Do you want to experience the best and most high-end products and services?

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Celebrating the Finance, Lifestyle, Events, Fashion and businesses of the Elite by posting and viewing videos and livestreams on Xclusiv TV
Unapologetically express your unique lifestyle and personality in the epic content you created at the parties, concerts, sports, weddings, conferences, seminars and more that you attend.



Share high-resolution photos, videos and live-streams with only the specific people as you wish on Xclusiv Cuts

Xclusiv
...is inspiring creative minds to freely express their talent while at the same time inspiring fun seekers to have fun.
Are you a business?
Xclusiv for Business provides High-end Manufacturers, Vendors and Resellers with everything they need to run their business with ease, all in one place


Xclusiv
... is a platform for the bold to explore without boundaries. It is empowering people to have simple yet limitless opportunities to be who they want to be.

XCLUSIV blurs the line between your Money and your Lifestyle
Xclusiv
...is exciting the creativity of the youth because they own the world and hence have the right to create the beautiful world they want to live in









