Xclusiv Business OS
Built for what's next.
XCLUSIV PLATFORM
is currently in closed beta. We are testing and refining core features. Public access is coming soon.
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A fintech that drives more sales, increase profit margins, and scale your business faster,
all while significantly reducing the cost, time, and effort of running your business.
0+
Tools replaced by one platform
0%
Less operating resources, up to
₦0
Monthly fee on Starter
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AI AGENTI-Based automation
Business fintech core
One account. Every tool.
Your business deserves more than just banking. Dedicated accounts, cards, invoicing, analytics and global payments, all in one app.
Advanced payment tools
Accept every payment. Anywhere.
Cards, transfers, payment links and POS, straight into your business account.
Team expense management
Cards for your team. Limits for peace of mind.
Smart invoicing
Get paid automatically.
Live financial dashboard
Real-time cashflow, P&L and expenses.
Across all your accounts and cards, in one view, with AI analytics that tell you what to do next.
Revenue this year
₦48.2M
International payments
Pay suppliers abroad in seconds.
Business operations system
Replace ten tools with one AI agent.
AGENTI is your AI business manager. It brings the tools once reserved for large corporations to small and medium businesses, and quietly does the busywork for you.
AGENTI
● Managing your business
All-in-one AI agent-based business operating system (OS)
Automate the busywork. Keep the human touch where it matters
One connected platform of business tools and AI that clears the repetitive work off your resources and frees your business up to grow.
Build around your business
Choose the workspace that fits the way you SELL, OPERATE, and GROW.
Dedicated Business OS for 20+ categories of business, all running on one Xclusiv account.
Xclusiv for Retail
Shelf to checkout, automated.
Your competitors are still doing it manually.
Join thousands of Nigerian SMEs who are running faster, leaner, and smarter with Xclusiv Business OS.
Get StartedAI Website Builder
A beautiful storefront, without the busywork.
Turn your business into an online store with a little help from AI. Get your products in front of more customers, while you stay focused on running your business.
Live Selling
Bring your products to life.
Turn every stream into a storefront. Host live shows, share limited-time offers and connect with customers as they shop — all in one place.
Flash sales
Create urgency with limited offers
Giveaways
Reward viewers and build loyalty
Live shows
Showcase products in real time
FREE Xclusiv POS Suites
All-in-one POS. Total control.
Point-of-sale software built for your industry — fashion, supermarkets, restaurants, electronics, pharmacy and furniture. Manage sales, inventory, staff, payments and finances from one unified Xclusiv Business account.
Works offline
The POS software keeps recording sales and orders without internet, then syncs to the cloud when you're back online.
Integrated payments
Record every sale and accept payment in the same software. Pair it with a Payment Terminal for fast 24-hour settlements.
Advanced features, free
Pre-orders, customer loyalty rewards and performance analytics built into the software at no extra charge.
Build around your business
A workspace for the way you sell, operate and grow.
Retail
Shelf to checkout, automated.
Fashion
Boutique-grade selling, online and in store.
Restaurant
Tables turn faster. Kitchens run calmer.
Pharmacy
Prescriptions and controlled sales, simplified.
Furniture
Showroom sales, delivery and financing.
Grocery
High volume checkout and stock control.
Hospital
Billing, HMO, pharmacy and payroll together.
School
Fees, staff and records in one place.
Getting started
From registration to first transaction in one day.
- 1Register your businessProvide your CAC registration number, business details and director information. Our system verifies automatically — no visits, no paperwork bundles.
- 2Complete KYB verificationUpload your business documents. Our AI-powered KYB engine processes them in under 30 minutes. You'll be notified by push and email.
- 3Fund your accountTransfer your opening balance from any Nigerian bank account. Your Xclusiv business account number is live and ready to receive funds immediately.
- 4Invite your team & goAdd team members, issue cards and set up your business workflows. You're fully operational — usually within the same business day.
Business account plans
Priced for growth.
Start free. Upgrade as your ambitions grow. Every tier includes the core Xclusiv fintech experience.
Starter
For small businesses still getting started.
Free
No monthly fee
- Basic NGN checkout
- Bill payment, data & airtime
- Budgeting, insights & basic savings
- Website storefront included
- Online ordering & order management
- Inventory management & printed receipts
- Tax calculation, filing & compliance tools
- 1 user / seller
Standard
Most popularFor solopreneurs with few products and a small customer base.
₦126,000
per year · save 30%
- Everything in Starter
- Web & mobile versions of Xclusiv Business
- List and sell products or services
- Resell other brands' products
- Sell digital products
- Social media integration
- 50 GB media storage · 3 users
- Custom expense categories · Email support
Premium
For growing teams selling on social media with sizeable inventory.
₦378,000
per year · save 30%
- Everything in Standard
- Custom domain & featured listings
- Events, live selling & shoppable media
- Logistics & delivery management
- HR, payroll, insurance & HMO management
- AI business analytics & AI marketing
- Real estate & property management
- 10 users · 100 GB · Priority search placement
Elite
For large businesses with multiple stores, staff and inventory.
₦2,100,000
per year · save 30%
- Everything in Premium
- Wholesale listing & multi-brand management
- Priority & advanced marketing tools
- Premium AI customer & product insights
- Pricing optimisation & market predictions
- Fully customised, conversion-built website
- Unlimited users · 500 GB
- 24/7 premium support & onboarding video calls
Enterprise
1–3 year contracts with price quotations: bespoke solutions, personalised design, dynamic marketing, custom digital platforms and staff training.
All-in-one AI agent-based business operating system (OS)
We DON'T just give you the tools and let you figure out how to win. We do it all for You, with You.
Payments + Finance + Tax + Insurance + Payroll + HR Storefront + Marketplace distribution + Media + Data + AI automation + Fulfillment.....
Built for Nigeria. Ready for the world.
Break your revenue record. Not your bank account.
Building and maintaining business automation tools costs a minimum of ₦2,500,000 a year. As an Xclusiv partner, you get that and additional premium services for less than half the price.