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Business Finance & Beyond

Grow your business.
Not your administration.

One business account that optimises and automates your payments, operations, distribution, and many more... to ensure significant profit growth, and reduce administration costs and time

Join Xclusiv to manage all your business finance operations and distribution matters in one unified platform.

10+

Tools replaced by one app

50%

Less admin time

(Up to)

0

Monthly account fees (Starter)

AI

Baesd automated reconciliation

All-IN-ONE BUSINESS OPERATING SYSTEM (OS)

Automate the busywork. Keep the human touch where it matters​​

One connected platform of business tools and AI that clears the admin off your desk and frees you up to grow.

Xclusiv Automation

BUSINESS OPERATIONS SYSTEM

Replace more than ten tools

with one platform

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The Xclusiv Business OS gives you the tools previously only available to large corporations, built into your business's operations app.

Financial Management

Simplify your accounting and budgeting processes with integrated tools for expense tracking, invoicing, and financial reporting.

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Client Relationship Management

Manage client information, interactions, and history to build stronger, long-lasting business relationships.

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Product Management

Easily catalog, track, and update your pysical and digital products inventory, service bookings with real-time analytics and insights.

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AI Website Builder

Effortlessly create and customize your business website using AI-driven tools that generate beautiful, responsive designs in minutes.

Point of Sales (POS)

Our exclusiv Point of Sale (POS) system is designed to streamline your retail offline and online operations, providing real-time inventory management, sales tracking, and customer insights to enhance your business efficiency and customer experience.

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AI Business Analytics

Gain valuable insights into your business performance with comprehensive analytics and reporting tools.

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Tax Management

Streamline your tax processes with comprehensive tools for tax calculation, filing, and compliance.

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HR Management

Streamline your HR processes with comprehensive tools for recruitment, employee management, performance tracking, and ensure timely payments with our integrated payroll system.

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AI Marketing Management

Plan, execute, and monitor both physical and digital marketing campaigns. Track performance, manage budgets, and optimize your marketing strategies across all channels.

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Streamline Logistics

Organize and track your business logistics, set schedules, and monitor logistics performance all in one place.

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Insurance Management (coming soon)

Manage and track insurance policies, claims, and benefits for your employees, assets, offices, and more with our integrated insurance management system.

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Commercial properties Management

Oversee and manage your business realestate $ properties, rentals, and leases with powerful tools for property tracking and financial reporting.

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Your competitors are still doing it manually

Join thousands of Nigerian SMEs who are running faster, leaner, and smarter with Xclusiv Business OS.

We DON'T just give you the tools and let you figure out how to win. We do it all for You, with You.

Payments + Finance + Tax + Insurance + Payroll + HR Storefront + Marketplace distribution + Media + Data + AI automation + Fulfillment.....

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BUILD YOUR PERSONALISED ONLINE PRESENCE

Start selling and distributing your

products and services now for FREE

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Whether you’re a Creative, Vendor, Influencer, Retailer, Service Provider, Distributor, Manufacturer, Healthcare Provider, Education Provider, NGO, Financial Institute or Government, our AI-Powered Website Builder designs, structures, and optimises your site... so you can focus on growing your business, not building websites.

Xclusiv POS Suites

Power your business with tailored POS software built specifically for your industry. Choose and download the solution designed for your business category and manage sales, operations, payments, and finances seamlessly from one unified account with Xclusiv Business.

Bold Fashion Portrait

Fashion

POS tailored for boutiques, wardrobes, and customer loyalty.

Mac & Cheese Box

Supermarkets

 Records,  manage employees payments,  and inventory control for retial.

Mexican Food Spread

Restaurant

Quick ordering, table management, and kitchen ticketing for eateries.

Modern Laptop Display

Electronics & Gadgets

Fast service, records,  tabs, payments,  and inventory control for retial electronics and gadgets.

Image by Christine Sandu

Pharmacy

Inventory, prescriptions and controlled sales made simple.

Green Modern Chair

Furniture

Showroom sales, delivery tracking and customer financing tools.

Join over a thousand happy businesses that choose Xclusiv POS!

Works Off-line

Xclisiv POS works offline, even without internet access. Record sales, manage orders, and continue serving customers seamlessly — then sync your data to the cloud whenever you’re back online.

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Designed for reliability and speed, the system ensures your business never stops operating because of network issues. Whether you run a grocery store, pharmacy, restaurant, fashion store, or retail outlet, your transactions remain secure, organized, and always ready to sync across all your devices.

Integrated payment tools

Save time, reduce costs, and streamline your business operations by combining your POS system with the Payment Terminal. Accept orders and payments seamlessly while enjoying fast 24-hour settlements and competitive transaction fees.

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Accept POS payments directly into your Xclusiv Business account to manage all your services, payments, and finances together.

Advanced features

At no extra charge, our POS helps you keep business growing, take customers' orders ahead of time, and generate performance insights with analytics.

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In order to accept payments , you must have an active Xclusiv Business account or a third-party payment POS machine.

All-in-One POS. Total control.

Combine your sales, operations, and your money management into one account with Xclusiv Business.

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Centralise operations

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24-hour settlement

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Reduce Cost

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Build customer loyalty

BUSINESS ACCOUNT PLAN

Priced for growth

Start free. Upgrade as your ambitions grow. Every tier includes the core Xclusiv fintech experience

Business Starter

For small Businesses still getting started.

Free

No monthly fee

  • Basic NGN account

  • Free Xclusiv to Xclusiv transfer

  • Bill payment, data & airtime

  • Budgeting & insights

  • Basic savings

  • website Included

  • 2.4% transcation fee

  • Basic analytics dashboard

  • Online Ordering

  • Order Management

  • Inventory Management

  • Printed Receipts

  • comprehensive tools for tax calculation, filing, and compliance.

  • 1 User / Seller

  • 3GB media Storage

  • 3 Pictures per Registered Product

  • Email Support

MOST POPULAR

Business Standard

For solopreneurs with few products & a small customer base

NGN 15,000

per month

  • Everything in Starter

  • website Store Front Included

  • Web and Mobile Version of Xclusiv Business Software

  • Product or Services Listing and selling

  • Reselling other brand's products

  • Digital Products Listing and Selling

  • 25% commission per RESELLING PROFIT

  • 2.4% transcation fee

  • Standard analytics dashboard

  • Online Ordering

  • Order Management

  • Inventory Management

  • Financial Management

  • TAX management and compliance tools

  • Basic Business Analytics

  • Printing and sharing Reciepts & Invoice

  • Integration with Social Media

  • 50 GB media Storage

  • 3 Users

  • Management of Expenses with Customized Categories

  • Email Support

Business Premium

For growing Businesses that sell on Social Media with a small team and sizable inventory.

NGN 45,000

per month

  • Everything in Standard

  • Connect Custom Domain

  • Both Product & Services Listing and selling

  • Featured listings

  • Event Creation

  • AI Based Analytics

  • 2.4% transcation fee

  • Product tagging in Event videos and photos

  • Live streaming sales, also known as live selling or live commerce

  • Logistics and Delivery Management

  • HR & Payroll Management

  • Insurance Management

  • AI Business Analytics

  • AI Marketing Management

  • HMO Insurance Management

  • Real-Estate & Property Management

  • 10 Users

  • 100 GB media Storage

  • Priority placement in platform searches

  • Chat & Email Support

Business Elite

For large-scale businesses with multiple stores, Staff and a large inventory.

NGN 250,000

per month

  • Everything in Premium plan

  • Wholesale Listing on the Platform

  • Multi-Brand Management

  • Priority and Advance Marketing Tools

  • Advance AI Based Analytics

  • Exclusive brand partnerships

  • Connect Custom Domain

  • 10% ( 2.4% transaction fee + 7.6% Platform fee )

  • Access to VIP events and Conferences

  • Premium AI-based customer and product insights and analytics

  • Pricing optimization and market predictions

  • 500 GB media Storage

  • Video Calls to Assist with the Onboarding

  • Unlimited Users / Sellers

  • Exclusive content creation

  • 24/7 Premium customer support

  • Fully customized websites that help you stand out and convert visitors into customers.

Enterprise

Available for 1-3 years Contract.

Price Quotations

  • Bespoke solution

  • Personalised Design

  • Dynamic Marketing

  • Custom Digital platforms​

  • Staff Training

  • Support via Help Center and Tutorials​

GETTING STARTED
From registration to first transaction in one day

Register Xclusiv Businrss

BUSINESS FINTECH CORE
Your business deserves more than just banking.

Separate your business and personal finances properly. Get a dedicated business account, clear transaction records, and AI-based analytics and operations automation - all in one app.
 

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  • Dedicated business NGN accounts

  • Advance payments tools

  • Team member virtual accounts with individual spending controls

  • Instant inter-business transfers and bulk payment batches

  • Automated payment collection and invoicing via payment links

  • Detailed transaction analytics

  • Multi-signatory approval workflows for larger businesses

Live Financial Dashboard

Real-time cashflow, P&L, and expense tracking across all your accounts and cards in one view.

Team Expense managment

Issue virtual or physical cards to team members with real-time controls, limits, and spend categories.

Smart Invoicing

Create branded invoices, send payment links, track outstanding balances, and get paid automatically.

International Payments

Pay suppliers abroad, receive foreign client payments, and convert FX at competitive rates in seconds.

 We are in the business of creating Artificial Intelligence-based retail market intelligence that enables Premium Businesses to grow beyond their wildest dreams

Xclusiv Platform
Xclusiv Platform

Create a business E-Shop, manage finances, manage human and digital resources, manage payroll, manage insurances, issue invoices, record sales, track inventory, streamline logistics, and manage all your business operations on our AI-powered platform.

Break your Revenue Record. Not your Bank Account or Business Processes your .

As Xclusiv partner, you can save money by using XclusivCurrently, you will end up paying a minimum of NGN2,500,000 per year to build and maintain your business automation tools. Xclusiv will give you that and additional Premium services for less than HALF the price.

Sale Branding

Give your business what it deserves

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